In accordance with the society bye-laws no member of the Society shall assign, mortgage or create any charge on his occupancy right in the flat without the previous permission in writing of the Society / RWA. Therefore, it is important to obtain the society NOC for availing bank loan. Though each bank may have the different format of NOC which they would like your society / RWA to issue considering the type of loan you wish to avail, however some of the standard clauses may remain same.
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